Apply for a student loan
Applying for student loans has never been easier. Students can apply online quickly and easily. For credit-based
student loans, applicants will most likely need the following items:
Personal Information
- Name
- Social Security Number (SSN)
- Birth Date
- Name of school you will be attending
Contact Information
- Home address (no P.O. Boxes)
- Length of time residing there
- Home telephone number
Employment Information
- Employer's Name
- Occupation/position
- Length of time employed
- Employer's telephone number
Credit Information
- Gross Income (either the borrower or cosigner must have a minimum income of $21,000
a year)
- Sources of additional income
- Amount of additional income
- Monthly rent/mortgage payment (include home equity payments)
- Loan default/bankruptcy status
Personal References
- If applying with a co-signer, you each need your own separate references
All applicants are encouraged to apply with a creditworthy cosigner. When you apply
for a Think Financial Student Loan with a creditworthy cosigner, you will increase
your chances of approval and may qualify for lower interest rates and/or loan fees.