College Student Loans

A college education is an investment that lasts a lifetime, and a Think college student loan helps families and students pay for college. With Think college student loans we provide borrowers access to custom tailored college student loan products designed to help making paying for college simple and affordable.

Think college student loans have no application deadlines, nor restrictive loan limits. Some of the benefits include:

Think college student loans put you in charge of the process. Think college student loans have no application deadlines, no pre-payment penalties, and no loan collateral.

College loans can be confusing and complicated. Our student loan glossary and student loan overview can be great educational resources. Also please reference our college student loan directory to make sure your school is eligible for a Think Student Loan .

Apply for a Think college student loan today!

A Think student loan is the smart choice:

  • Get a check sent directly to you
  • No payments required while you are in school²
  • Apply online or over the phone in minutes
  • Borrow up to $40,000 per year¹
  • Preliminary approval in as little as 15 minutes

Get a check sent to you in about a week
Apply Now!

¹ Undergraduate and graduate borrowers may borrow annually up to the lesser of the cost of attendance or $30,000 ($40,000 for certain schools where it has been determined that the annual cost of attendance exceeds $30,000) and up to the aggregate amount of $130,000. Borrowers in Continuing Education and K-12 loan programs may borrow annually up to $30,000 and up to the aggregate amount of $130,000.
² Undergraduate students may choose to defer repayment until six months after graduation or ceasing to be enrolled at least half time in school. Interest only and immediate repayment options are also available. Graduate repayment is automatically deferred. Continuing education borrowers begin repayment the earlier of a) 180 days after the student graduates or earns a certificate; b) 180 days after the student ceases to be enrolled; or c) two years after the date of the loan disbursement. K-12 loans are immediate repayment loans.

Think Student Loans Legal Disclosure