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Undergraduate Private Student Loans

  • Borrow up to your total cost of education
  • Get an online decision in less than a minute

With the ever-rising cost of college tuition, large numbers of undergraduates are turning to private student loans to help bridge the financial aid gap. For many students, federal student loans simply won’t cover the entire cost of tuition, room and board, textbooks and/or computers. Undergraduate student loans can help pay for all college-related expenses, and we encourage borrowers to first exhaust their Stafford loan eligibility before they turn to private student loans.

Almost all undergraduate student loans allow students to defer payments until after graduation. When applying for a Think undergraduate private student loan, having a creditworthy co-signer may help students get a better rate. Better yet, a Think Student Loan – whether used for undergraduate or graduate costs - does not have an application deadline, so students can borrow whenever they need additional financing assistance.

With a Think Student Loan, you can apply online in minutes and get an online decision in less than one minute! Additionally, when repaying a Think Student Loan, students have a 6 month grace period before payments begin.1

1 Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins.